SLM Stock

SLM Net Income 2024

SLM Net Income

619.83 M USD

Ticker

SLM

ISIN

US78442P1066

WKN

932543

In 2024, SLM's profit amounted to 619.83 M USD, a 9.96% increase from the 563.69 M USD profit recorded in the previous year.

The SLM Net Income history

YEARNET INCOME (undefined USD)
2026e0.72
2025e0.65
2024e0.62
20230.56
20220.46
20211.16
20200.87
20190.56
20180.47
20170.27
20160.23
20150.25
20140.18
20130.26
20120.22
20110.62
20100.46
20090.18
2008-0.32
2007-0.93
20061.12
20051.36
20041.9

SLM Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into SLM, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by SLM from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects SLM’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of SLM. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into SLM’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing SLM’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on SLM’s growth potential.

SLM Revenue, EBIT and net profit per share

DateSLM RevenueSLM EBITSLM Net Income
2026e1.68 B undefined1.12 B undefined717.49 M undefined
2025e1.59 B undefined1.02 B undefined647.72 M undefined
2024e1.53 B undefined1.01 B undefined619.83 M undefined
20232.84 B undefined0 undefined563.69 M undefined
20222.37 B undefined633.33 M undefined459.99 M undefined
20210 undefined0 undefined1.16 B undefined
20200 undefined0 undefined871 M undefined
20190 undefined0 undefined561.4 M undefined
20180 undefined0 undefined471.8 M undefined
20170 undefined0 undefined273.2 M undefined
20160 undefined0 undefined229.1 M undefined
20150 undefined0 undefined254.7 M undefined
2014831.6 M undefined0 undefined181.3 M undefined
2013849.5 M undefined0 undefined258.9 M undefined
2012763.2 M undefined0 undefined217.6 M undefined
20115.66 B undefined0 undefined615 M undefined
20106.78 B undefined0 undefined458.2 M undefined
20096.09 B undefined0 undefined178.3 M undefined
20087.74 B undefined0 undefined-323.8 M undefined
20079.12 B undefined0 undefined-933.5 M undefined
20068.75 B undefined0 undefined1.12 B undefined
20056.52 B undefined0 undefined1.36 B undefined
20045.22 B undefined0 undefined1.9 B undefined

SLM stock margins

The SLM margin analysis displays the gross margin, EBIT margin, as well as the profit margin of SLM. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for SLM.
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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the SLM's sales revenue. A higher gross margin percentage indicates that the SLM retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the SLM's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the SLM's total revenue generated. When comparing the revenue margin year over year, investors can gauge the SLM's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the SLM. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the SLM's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

SLM Margin History

SLM Gross marginSLM Profit marginSLM EBIT marginSLM Profit margin
2026e50.29 %66.61 %42.63 %
2025e50.29 %64.48 %40.79 %
2024e50.29 %66.36 %40.56 %
202350.29 %0 %19.85 %
202250.29 %26.77 %19.44 %
202150.29 %0 %0 %
202050.29 %0 %0 %
201950.29 %0 %0 %
201850.29 %0 %0 %
201750.29 %0 %0 %
201650.29 %0 %0 %
201550.29 %0 %0 %
201450.29 %0 %21.8 %
201350.29 %0 %30.48 %
201250.29 %0 %28.51 %
201150.29 %0 %10.87 %
201050.29 %0 %6.76 %
200950.29 %0 %2.93 %
200850.29 %0 %-4.18 %
200750.29 %0 %-10.24 %
200650.29 %0 %12.81 %
200550.29 %0 %20.87 %
200450.29 %0 %36.45 %

SLM Aktienanalyse

What does SLM do?

The company SLM Corp, also known as Sallie Mae, is one of the largest providers of student loans in the US. It was founded in 1972 as a government agency before being converted into a private company in 2004. It is currently listed on the NASDAQ stock exchange and employs several thousand employees. SLM Corp's business model is focused on supporting students in financing their education. The company acts as a lender and offers various types of student loans, ranging from loans for bachelor's and master's degrees to private loans for student living expenses. The offerings of SLM Corp can be divided into four main areas: 1. Private student loans: These are loans directly provided by the company to students. Sallie Mae offers various disbursement options, allowing students to receive the money in monthly installments or as a lump sum, depending on their needs. The loan amounts can be up to a total of $200,000. 2. Federal student loans: These are government-guaranteed loans financed by the federal government. Sallie Mae acts as a service provider and handles the loan processing. 3. Consolidation of student loans: Repaying student loans after graduation can be a financial burden for many students. Sallie Mae offers the option to consolidate multiple loans into a single loan, reducing the monthly repayment rate. 4. Education savings: SLM Corp also offers various investment products to help parents or other individuals save money for their children's future tuition fees. These products include 529 plans or education savings accounts. In recent years, SLM Corp has expanded into other areas. In 2014, the company founded Navient Corporation, a service company specializing in loan management. With Navient, SLM Corp aims to attract customers in other credit areas and position itself as a comprehensive financial services provider. In addition to lending, SLM Corp also operates its own foundation, the "Sallie Mae Fund". This foundation primarily supports education initiatives in the US and has provided millions of dollars in funding for scholarships and support programs for students over the years. SLM ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding SLM's Profit Margins

The profit margins of SLM represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of SLM's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating SLM's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

SLM's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When SLM’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about SLM stock

How much profit has SLM made this year?

SLM has made 619.83 M USD this year.

How has the profit developed compared to last year?

The profit has increased by 9.96% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does SLM publish its earnings?

SLM publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of SLM?

The profits of SLM are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of SLM?

You can learn more about the earnings of SLM by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does SLM pay?

Over the past 12 months, SLM paid a dividend of 0.44 USD . This corresponds to a dividend yield of about 2.19 %. For the coming 12 months, SLM is expected to pay a dividend of 0.54 USD.

What is the dividend yield of SLM?

The current dividend yield of SLM is 2.19 %.

When does SLM pay dividends?

SLM pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of SLM?

SLM paid dividends every year for the past 8 years.

What is the dividend of SLM?

For the upcoming 12 months, dividends amounting to 0.54 USD are expected. This corresponds to a dividend yield of 2.68 %.

In which sector is SLM located?

SLM is assigned to the 'Finance' sector.

Wann musste ich die Aktien von SLM kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of SLM from 9/16/2024 amounting to 0.11 USD, you needed to have the stock in your portfolio before the ex-date on 9/5/2024.

When did SLM pay the last dividend?

The last dividend was paid out on 9/16/2024.

What was the dividend of SLM in the year 2023?

In the year 2023, SLM distributed 0.44 USD as dividends.

In which currency does SLM pay out the dividend?

The dividends of SLM are distributed in USD.

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Andere Kennzahlen von SLM

Our stock analysis for SLM Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of SLM Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.